BankAmericard Cash Rewardsâ„¢ credit card 2014

Its simple. Earn cash back on every purchase.

• No Annual Fee†
• There are no rotating categories, plus your rewards are earned automatically and do not expire
• Redeem as a direct deposit into a Bank of America checking or savings account or receive a statement credit
• Introductory 0%† APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account.  After that, a Variable APR that’s currently between 12.99% and 22.99% will apply. 3% fee (min INR 622.78 ($10)) applies to balance transfers. Please see Terms and Conditions for payment allocation information

10% customer bonus offer

Bank of America customer?Enjoy a 10% customer bonus when you redeem your cash back into a Bank of America® checking or savings account

Introductory APR

0% for 12
billing cycles

Applies to purchases and to any balance transfers made within 60 days of opening your account.

Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.

Standard APRs for Purchases and Balance Transfers

12.99% - 22.99%
variable

See BankAmericard Cash RewardsTerms and Conditionsfor Standard APRand for cash advance and penalty APRs

Annual Fee

INR 0 ($0)

Balance Transfer Fee

3%
of each transaction
(minimum of INR 622.78 ($10))

See BankAmericard Cash RewardsTerms and Conditionsfor Balance Transfer Feeandfor fees that apply to other transaction types

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The value of openness in Android security

If you use an Android phone or tablet, there are a lot of benefits that come from Android’s open nature--customization and choice are the most obvious. But an often overlooked benefit of openness is security: by developing in the open, anyone can check Android’s code to verify that it’s trustworthy or discover areas where it can be improved. Furthermore, the security community can even write code to make Android stronger and protect it against unrealized attacks.

Google has always worked closely with the security industry to make the products you use safer and more secure, and we wanted to highlight a few recent examples of that cooperation on Android:

• Android, now part of the Google Patch Reward Program: That’s right, Google actually pays developers when they contribute security-related patches to popular open source projects, and Android is now a part of this program. As a user, this means that you have the broader security community looking out for you and preventing possible threats, before they are acted upon. 
• Security improvements in Android 4.4, from the community: In Android 4.4, we reinforced the Android sandbox (which prevents applications from extending outside of their own area and damaging other parts of a device) by putting SELinux into enforcing mode, providing one of the strongest security systems available. The core of SELinux, as well as many of the Android specific extensions have been contributed by third-parties through open source, an example of real security improvements from the community you can use today. 
• Pwn2Own Mobile, with Android: Android was a contributor to the bounty in this year’s PacSec Security conference, where teams of security researchers tried to exploit popular mobile devices. And while no exploit was found in Android on the Nexus devices provided, we were ready and waiting to create a patch in the event of an exploit! 

The Android team works very closely with the security research community at large to foster public discussions and implement improvements such as the ones above. This openness has helped make the Android phone or tablet you carry with you everyday much more secure.

Posted by Adrian Ludwig, Android Security Engineer

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